Meta Description: Learn how to spend USDT with a debit card in 2026 using crypto cards, understand fees, cashback, limits, risks, and compliance. Step-by-step activation guide with real-world examples and expert optimization tips. How to spend USDT with a debit card in 2026? You can spend USDT by loading it onto a crypto-linked debit card that automatically converts your stablecoins into fiat currency at the point of sale. These cards work on major networks like Visa or Mastercard and allow in-store, online, and ATM transactions globally. Category Key Details Supported Asset USDT (ERC-20, TRC-20, Solana depending on provider) Payment Networks Visa / Mastercard Typical Fees 0–3% conversion fee, FX spreads may apply Cashback 0%–8% depending on tier KYC Required Yes (Identity verification mandatory) Pros Instant usability, global acceptance, stable value Cons Custodial risk, regional restrictions, network fees Introduction: Turning Stablecoins into...